No credit needed. Get approved in minutes for up to $5,000, take your appliance home the same day, then pay over time — with an early-buyout option that saves you money.
Lease-to-own agreements — not a loan. Approval and terms are subject to each provider. Ownership by rental/lease costs more than the retailer’s cash price. You may purchase early or return at any time.
Questions?
Financing FAQ
Do I need good credit?
No. Our lease-to-own partners approve many customers with no credit history or past credit challenges. Checking whether you qualify does not affect your credit score.
What do I need to apply?
Usually just a valid government ID, an active checking account, a steady source of income, and a phone number. Most approvals take only a few minutes.
Is this a loan?
No — it’s a lease-to-own agreement. You make regular payments and own the appliance at the end, or buy it out early to save. You can also return it at any time.
How much can I get approved for?
Up to $5,000, depending on the provider and your approval amount.
Can I pay it off early?
Yes. Every provider offers an early-purchase option that saves you money versus paying the full lease term.
How do I apply?
Three easy ways: tap Get Approved, scan a partner’s QR code with your phone, or just ask us in store — we’ll walk you through it.
